Saratoga, CA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Saratoga, CA Summary

Cost of living in Saratoga research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Saratoga is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in California, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Saratoga is 310, with 100 being the average.

  • The cost of living index in Saratoga is 3.1x higher than the national average.

  • Saratoga ranks as the #626 cheapest in California out of 635.

  • Saratoga ranks as the #6,402 cheapest out of 6,412 in the US.

  • The median home value in Saratoga is $2,000,001.

  • The median income in Saratoga is $224,179.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
310
Saratoga's Overall Cost Of Living
3.1x
Higher Than The National Average

What is the cost of living in Saratoga, CA?

According to the most recent data on the cost of living, Saratoga has an overall cost of living index of 310, which is 3.1x higher than the national index of 100.

Compared to California, Saratoga has a cost of living index that's 2.2x higher than California's index of 139.

The standard of living in Saratoga ranks as #626 most affordable out of the 635 places we measured in California. By definition, that implies Saratoga ranks as the #9 most expensive place in the Golden State.

For more reading on life in Saratoga, check out:

626 out of 635
In California
6,402 out of 6,412
In America

Saratoga Cost Of Living Vs. California

Six factors go into calculating the cost of living index in Saratoga. Here is how it fairs on each of the criteria:

  • The Services index in Saratoga is 120.

  • The Groceries index in Saratoga is 132.

  • The Health index in Saratoga is 122.

  • The Housing index in Saratoga is 739.

  • The Transportation index in Saratoga is 144.

  • The Utilities index in Saratoga is 134.

Living Expense Saratoga California National Average
Overall 310 139 100
Services 120 110 100
Groceries 132 112 100
Health 122 109 100
Housing 739 204 100
Transportation 144 126 100
Utilities 134 124 100
For more reading on cost of living around California, check out:
Saratoga Cost of Living Vs. CA

Saratoga, CA Housing Cost Breakdown

Housing swings affordability the most between places in California, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Saratoga is $2,000,001.

  • The Median Rent in Saratoga is $3,346.

  • The Median Income in Saratoga is $224,179.

  • The Home Value To Income in Saratoga is 8.9x.

  • The Rent To Monthly Income in Saratoga is 0.18x.

Statistic Saratoga California United States
Median Home Value $2,000,001 $573,200 $244,900
Median Rent $3,346 $1,698 $1,163
Median Income $224,179 $84,097 $69,021
Home Value To Income 8.9x 6.8x 3.5x
Rent To Monthly Income 0.18x 0.24x 0.2x
Search Homes For Sale In Saratoga, CA
$2,000,001
Median Home Value
$3,346
Median Rent
$224,179
Median Income

Saratoga, CA Costs By Category

Detailed Saratoga Services Costs Vs. California

Item Saratoga California
Shampoo $1.39 $1.06
Movie $13.23 $10.68
Bowling $19.56 $14.67
Haircut $19.39 $18.62
Beauty Salon $67.86 $39.05

Detailed Saratoga Groceries Costs Vs. California

Item Saratoga California
Ground Beef $3.73 $4.22
Fried Chicken $1.89 $1.39
Milk $2.87 $2.05
Potatoes $3.35 $3.29
Pizza $12.66 $10.62
Beer $10.57 $9.38
Toothpaste $3.07 $2.34

Detailed Saratoga Health Costs Vs. California

Item Saratoga California
Optometrist $136.92 $108.57
Doctor $146.83 $116.17
Dentist $133.38 $99.13

Detailed Saratoga Transportation Costs Vs. California

Item Saratoga California
Gasoline $3.38 $2.22
Tire Balancing $62.03 $50.07

Detailed Saratoga Utilities Costs Vs. California

Item Saratoga California
All Electricity $269.4 $167.67
Phone $187.26 $175.64

Saratoga SnackAbility

10
/10
Overall SnackAbility
Jobs
8.5/10
Housing
10
Affordability
5
Diversity
9
Safety
8.5
Amenities
9
Education
9.5
Commute
5

Cost Of Living In Cities Around Saratoga

The cost of living varies in the cities and towns around Saratoga. Here's a quick look at the cost of living in the most populous nearby places:

  • Sunnyvale, CA has a cost of living index of 204, 0.7x Saratoga.

  • Santa Clara, CA has a cost of living index of 192, 0.6x Saratoga.

  • Mountain View, CA has a cost of living index of 220, 0.7x Saratoga.

City Population Cost Of Living Vs. Saratoga
Sunnyvale, CA 155,550 204 0.7x
Santa Clara, CA 127,922 192 0.6x
Mountain View, CA 82,409 220 0.7x
Milpitas, CA 79,593 181 0.6x
Cupertino, CA 60,681 252 0.8x
Campbell, CA 43,954 199 0.6x
Menlo Park, CA 33,677 289 0.9x
Los Gatos, CA 33,309 257 0.8x
Los Altos, CA 31,562 340 1.1x
North Fair Oaks, CA 14,360 179 0.6x

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