Everything else equal, we can all agree that living in a cheaper place is better than living in a more expensive place.
I’d much rather pay $500/mo in rent than $1,000. And I’d rather pay $2 for coffee than $5.
And while every neighbhorhood in Chula Vista might be more expensive than living in rural California, there are certain neighborhoods that are definitely cheaper.
What exactly are those Chula Vista neighborhoods where your dollar goes a little further — you can get that one bedroom instead of the studio?
Instead of relying on public opinion and speculation, we wanted to get the facts straight and determine which neighborhoods in Chula Vista are the cheapest using Saturday Night Science.
What’s the cheapest neighborhood to live in Chula Vista for 2024? According to the most recent census data, East Lake looks to be the cheapest Chula Vista neighborhood to live in.
At this point, we should make it clear that you do get what you pay for — some of these neighborhoods might not be the best places to live in Chula Vista. You could be sacrificing location or crime rates for more space and cheaper groceries.
Read on to see how we determined the places around Chula Vista that deserve a little bragging rights, or maybe you’re interested in the worst neighborhoods in Chula Vista.
For more California reading, check out:
- Best Places To Live In California
- Cheapest Places To Live In California
- Cheapest Cities To Live In America
- Cheapest States To Live In America
Table Of Contents: Top Ten | Methodology | Summary | Table
The 10 Cheapest Neighborhoods To Live In Chula Vista For 2024
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Population: 5,839
Cost Of Living Index: 128 (3rd cheapest)
Home Value To Income Ratio: 3.7 (5th cheapest)
Rent To Income Ratio: 0.013 (2nd cheapest)
More on East Lake: Data | Real Estate
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Population: 36,764
Cost Of Living Index: 135 (6th cheapest)
Home Value To Income Ratio: 3.9 (6th cheapest)
Rent To Income Ratio: 0.018 (3rd cheapest)
More on Otay Ranch: Data | Real Estate
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Population: 3,749
Cost Of Living Index: 150 (8th cheapest)
Home Value To Income Ratio: 3.3 (cheapest)
Rent To Income Ratio: 0.018 (6th cheapest)
More on Eastlake Vistas: Data | Real Estate
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Population: 8,360
Cost Of Living Index: 144 (7th cheapest)
Home Value To Income Ratio: 4.5 (9th cheapest)
Rent To Income Ratio: 0.018 (4th cheapest)
More on Rancho Del Rey: Data | Real Estate
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Population: 203
Cost Of Living Index: 131 (4th cheapest)
Home Value To Income Ratio: 3.6 (2nd cheapest)
Rent To Income Ratio: 0.024 (14th cheapest)
More on Village Center: Data | Real Estate
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Population: 2,782
Cost Of Living Index: 150 (8th cheapest)
Home Value To Income Ratio: 4.5 (8th cheapest)
Rent To Income Ratio: 0.018 (5th cheapest)
More on Eastlake Trails: Data | Real Estate
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Population: 1,428
Cost Of Living Index: 135 (6th cheapest)
Home Value To Income Ratio: 3.6 (3rd cheapest)
Rent To Income Ratio: 0.024 (15th cheapest)
More on Fenton St: Data | Real Estate
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Population: 416
Cost Of Living Index: 154 (13th cheapest)
Home Value To Income Ratio: 4.7 (10th cheapest)
Rent To Income Ratio: 0.013 (cheapest)
More on Yosemite Dr: Data | Real Estate
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Population: 7,360
Cost Of Living Index: 169 (17th cheapest)
Home Value To Income Ratio: 3.7 (4th cheapest)
Rent To Income Ratio: 0.019 (7th cheapest)
More on Rolling Hills Ranch: Data | Real Estate
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Population: 8,064
Cost Of Living Index: 151 (10th cheapest)
Home Value To Income Ratio: 5.0 (11th cheapest)
Rent To Income Ratio: 0.023 (9th cheapest)
More on Sunbow: Data | Real Estate
Methodology: How We Determined The Cheapest Chula Vista Hoods In 2024
To rank the cheapest places to live in Chula Vista, we had to determine what criteria define “cheap” and then apply Saturday Night Science.
Using Census and extrapolated BLS data, we arrived at the following set of criteria:
- Overall Cost Of Living
- Rent To Income Ratio
- Median Home Value To Income Ratio
We then ranked each neighborhood with scores from 1 to 17 in each category, where 1 was the cheapest.
Next, we averaged the rankings for each neighborhood to create a cheap neighborhood index.
And finally, we crowned the neighborhood with the lowest cheapest neighborhood index, the “Cheapest City Neighborhood In Chula Vista.” We’re lookin’ at you, East Lake.
We updated this article for 2024. This is our fourth time ranking the cheapest neighborhoods to live in Chula Vista. Skip to the end to see the list of all the neighborhoods in the city, from cheapest to most expensive.
Summary: Lowest Cost Places To Live In Chula Vista
If you’re measuring the neighborhoods in Chula Vista where prices are low, and it’s cheap to live, this is an accurate list.
The most affordable neighborhoods in Chula Vista are East Lake, Otay Ranch, Eastlake Vistas, Rancho Del Rey, Village Center, Eastlake Trails, Fenton St, Yosemite Dr, Rolling Hills Ranch, and Sunbow.
As mentioned earlier, the neighborhoods in Chula Vista aren’t all cheap. Bonita Long Canyon takes the title of the most expensive neighborhood to live in Chula Vista.
The most expensive neighborhoods in Chula Vista are Bonita Long Canyon, Terra Nova, Lynwood Hills, Northwest, and Estlake Greens.
We ranked the neighborhoods from cheapest to most expensive in the chart below.
For more California reading, check out:
- Most Dangerous Cities In California
- Richest Cities In California
- Safest Places In California
- Worst Places To Live In California
Detailed List Of The Cheapest Neighborhoods To Live In Chula Vista For 2024
| Rank | Neighborhood | Cost Of Living Index |
|---|---|---|
| 1 | East Lake | 128 |
| 2 | Otay Ranch | 135 |
| 3 | Eastlake Vistas | 150 |
| 4 | Rancho Del Rey | 144 |
| 5 | Village Center | 131 |
| 6 | Eastlake Trails | 150 |
| 7 | Fenton St | 135 |
| 8 | Yosemite Dr | 154 |
| 9 | Rolling Hills Ranch | 169 |
| 10 | Sunbow | 151 |
| 11 | Southwest | 120 |
| 12 | Paseo Ranchoero | 153 |
| 13 | Estlake Greens | 155 |
| 14 | Northwest | 126 |
| 15 | Lynwood Hills | 151 |
| 16 | Terra Nova | 162 |
| 17 | Bonita Long Canyon | 167 |