Cost of living in St. Cloud research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Cloud is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in St. Cloud is 94, with 100 being the average.
The cost of living index in St. Cloud is 0.9x lower than the national average.
St. Cloud ranks as the #142 cheapest in Florida out of 459.
St. Cloud ranks as the #2,290 cheapest out of 6,412 in the US.
The median home value in St. Cloud is $239,600.
The median income in St. Cloud is $65,274.
According to the most recent data on the cost of living, St. Cloud has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.
Compared to Florida, St. Cloud has a cost of living index that's 0.9x lower than Florida's index of 101.
The standard of living in St. Cloud ranks as #142 most affordable out of the 459 places we measured in Florida. By definition, that implies St. Cloud ranks as the #317 most expensive place in the Sunshine State.
For more reading on life in St. Cloud, check out:
Six factors go into calculating the cost of living index in St. Cloud. Here is how it fairs on each of the criteria:
The Services index in St. Cloud is 94.
The Groceries index in St. Cloud is 102.
The Health index in St. Cloud is 94.
The Housing index in St. Cloud is 86.
The Transportation index in St. Cloud is 96.
The Utilities index in St. Cloud is 101.
Living Expense | St. Cloud | Florida | National Average | |
---|---|---|---|---|
Overall | 94 | 101 | 100 | |
Services | 94 | 98 | 100 | |
Groceries | 102 | 101 | 100 | |
Health | 94 | 96 | 100 | |
Housing | 86 | 108 | 100 | |
Transportation | 96 | 98 | 100 | |
Utilities | 101 | 100 | 100 |
Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:
The Median Home Value in St. Cloud is $239,600.
The Median Rent in St. Cloud is $1,199.
The Median Income in St. Cloud is $65,274.
The Home Value To Income in St. Cloud is 3.7x.
The Rent To Monthly Income in St. Cloud is 0.22x.
Statistic | St. Cloud | Florida | United States |
---|---|---|---|
Median Home Value | $239,600 | $248,700 | $244,900 |
Median Rent | $1,199 | $1,301 | $1,163 |
Median Income | $65,274 | $61,777 | $69,021 |
Home Value To Income | 3.7x | 4.0x | 3.5x |
Rent To Monthly Income | 0.22x | 0.25x | 0.2x |
The cost of living varies in the cities and towns around St. Cloud. Here's a quick look at the cost of living in the most populous nearby places:
Orlando, FL has a cost of living index of 97, 1.0x St. Cloud.
Kissimmee, FL has a cost of living index of 90, 1.0x St. Cloud.
Poinciana, FL has a cost of living index of 95, 1.0x St. Cloud.
City | Population | Cost Of Living | Vs. St. Cloud |
---|---|---|---|
Orlando, FL | 302,968 | 97 | 1.0x |
Kissimmee, FL | 77,189 | 90 | 1.0x |
Poinciana, FL | 68,922 | 95 | 1.0x |
Meadow Woods, FL | 39,904 | 98 | 1.0x |
Buenaventura Lakes, FL | 35,922 | 94 | 1.0x |
Oak Ridge, FL | 25,973 | 87 | 0.9x |
Hunters Creek, FL | 19,554 | 111 | 1.2x |
Southchase, FL | 15,592 | 100 | 1.1x |
Conway, FL | 13,630 | 99 | 1.1x |
Doctor Phillips, FL | 12,368 | 115 | 1.2x |