St. Cloud, FL Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In St. Cloud, FL Summary

Cost of living in St. Cloud research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Cloud is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Florida, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in St. Cloud is 94, with 100 being the average.

  • The cost of living index in St. Cloud is 0.9x lower than the national average.

  • St. Cloud ranks as the #142 cheapest in Florida out of 459.

  • St. Cloud ranks as the #2,290 cheapest out of 6,412 in the US.

  • The median home value in St. Cloud is $239,600.

  • The median income in St. Cloud is $65,274.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
94
St. Cloud's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in St. Cloud, FL?

According to the most recent data on the cost of living, St. Cloud has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.

Compared to Florida, St. Cloud has a cost of living index that's 0.9x lower than Florida's index of 101.

The standard of living in St. Cloud ranks as #142 most affordable out of the 459 places we measured in Florida. By definition, that implies St. Cloud ranks as the #317 most expensive place in the Sunshine State.

For more reading on life in St. Cloud, check out:

142 out of 459
In Florida
2,290 out of 6,412
In America

St. Cloud Cost Of Living Vs. Florida

Six factors go into calculating the cost of living index in St. Cloud. Here is how it fairs on each of the criteria:

  • The Services index in St. Cloud is 94.

  • The Groceries index in St. Cloud is 102.

  • The Health index in St. Cloud is 94.

  • The Housing index in St. Cloud is 86.

  • The Transportation index in St. Cloud is 96.

  • The Utilities index in St. Cloud is 101.

Living Expense St. Cloud Florida National Average
Overall 94 101 100
Services 94 98 100
Groceries 102 101 100
Health 94 96 100
Housing 86 108 100
Transportation 96 98 100
Utilities 101 100 100
For more reading on cost of living around Florida, check out:
St. Cloud Cost of Living Vs. FL

St. Cloud, FL Housing Cost Breakdown

Housing swings affordability the most between places in Florida, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in St. Cloud is $239,600.

  • The Median Rent in St. Cloud is $1,199.

  • The Median Income in St. Cloud is $65,274.

  • The Home Value To Income in St. Cloud is 3.7x.

  • The Rent To Monthly Income in St. Cloud is 0.22x.

Statistic St. Cloud Florida United States
Median Home Value $239,600 $248,700 $244,900
Median Rent $1,199 $1,301 $1,163
Median Income $65,274 $61,777 $69,021
Home Value To Income 3.7x 4.0x 3.5x
Rent To Monthly Income 0.22x 0.25x 0.2x
Search Homes For Sale In St. Cloud, FL
$239,600
Median Home Value
$1,199
Median Rent
$65,274
Median Income

St. Cloud, FL Costs By Category

Detailed St. Cloud Services Costs Vs. Florida

Item St. Cloud Florida
Shampoo $1.0 $1.06
Movie $10.55 $10.68
Bowling $14.36 $14.67
Haircut $20.89 $18.62
Beauty Salon $54.17 $39.05

Detailed St. Cloud Groceries Costs Vs. Florida

Item St. Cloud Florida
Ground Beef $4.46 $4.22
Fried Chicken $1.27 $1.39
Milk $2.39 $2.05
Potatoes $3.42 $3.29
Pizza $9.66 $10.62
Beer $9.23 $9.38
Toothpaste $1.89 $2.34

Detailed St. Cloud Health Costs Vs. Florida

Item St. Cloud Florida
Optometrist $100.39 $108.57
Doctor $83.46 $116.17
Dentist $97.71 $99.13

Detailed St. Cloud Transportation Costs Vs. Florida

Item St. Cloud Florida
Gasoline $2.1 $2.22
Tire Balancing $49.25 $50.07

Detailed St. Cloud Utilities Costs Vs. Florida

Item St. Cloud Florida
All Electricity $164.06 $167.67
Phone $187.87 $175.64

St. Cloud SnackAbility

6
/10
Overall SnackAbility
Jobs
6/10
Housing
8.5
Affordability
5
Diversity
9.5
Safety
8
Amenities
9
Education
7
Commute
3

Cost Of Living In Cities Around St. Cloud

The cost of living varies in the cities and towns around St. Cloud. Here's a quick look at the cost of living in the most populous nearby places:

  • Orlando, FL has a cost of living index of 97, 1.0x St. Cloud.

  • Kissimmee, FL has a cost of living index of 90, 1.0x St. Cloud.

  • Poinciana, FL has a cost of living index of 95, 1.0x St. Cloud.

City Population Cost Of Living Vs. St. Cloud
Orlando, FL 302,968 97 1.0x
Kissimmee, FL 77,189 90 1.0x
Poinciana, FL 68,922 95 1.0x
Meadow Woods, FL 39,904 98 1.0x
Buenaventura Lakes, FL 35,922 94 1.0x
Oak Ridge, FL 25,973 87 0.9x
Hunters Creek, FL 19,554 111 1.2x
Southchase, FL 15,592 100 1.1x
Conway, FL 13,630 99 1.1x
Doctor Phillips, FL 12,368 115 1.2x

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