Naperville, IL Cost Of Living
Cost Of Living In Naperville, IL Summary
Cost of living in Naperville research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Naperville is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Illinois, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Naperville is 125, with 100 being the average.
The cost of living index in Naperville is 1.2x higher than the national average.
Naperville ranks as the #301 cheapest in Illinois out of 338.
Naperville ranks as the #5,043 cheapest out of 6,412 in the US.
The median home value in Naperville is $433,400.
The median income in Naperville is $135,772.
Table Of Contents
Naperville's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Naperville, IL?
According to the most recent data on the cost of living, Naperville has an overall cost of living index of 125, which is 1.2x higher than the national index of 100.
Compared to Illinois, Naperville has a cost of living index that's 1.4x higher than Illinois's index of 92.
The standard of living in Naperville ranks as #301 most affordable out of the 338 places we measured in Illinois. By definition, that implies Naperville ranks as the #37 most expensive place in the Prairie State.
For more reading on life in Naperville, check out:
- Living In Naperville
- Naperville Crime Report
- Search Homes For Sale In Naperville, IL
In Illinois
In America
Naperville Cost Of Living Vs. Illinois
Six factors go into calculating the cost of living index in Naperville. Here is how it fairs on each of the criteria:
The Services index in Naperville is 99.
The Groceries index in Naperville is 95.
The Health index in Naperville is 111.
The Housing index in Naperville is 190.
The Transportation index in Naperville is 110.
The Utilities index in Naperville is 87.
| Living Expense | Naperville | Illinois | National Average | |
|---|---|---|---|---|
| Overall | 125 | 92 | 100 | |
| Services | 99 | 95 | 100 | |
| Groceries | 95 | 98 | 100 | |
| Health | 111 | 96 | 100 | |
| Housing | 190 | 81 | 100 | |
| Transportation | 110 | 105 | 100 | |
| Utilities | 87 | 90 | 100 | |
Naperville, IL Housing Cost Breakdown
Housing swings affordability the most between places in Illinois, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:
The Median Home Value in Naperville is $433,400.
The Median Rent in Naperville is $1,645.
The Median Income in Naperville is $135,772.
The Home Value To Income in Naperville is 3.2x.
The Rent To Monthly Income in Naperville is 0.15x.
| Statistic | Naperville | Illinois | United States |
|---|---|---|---|
| Median Home Value | $433,400 | $212,600 | $244,900 |
| Median Rent | $1,645 | $1,097 | $1,163 |
| Median Income | $135,772 | $72,563 | $69,021 |
| Home Value To Income | 3.2x | 2.9x | 3.5x |
| Rent To Monthly Income | 0.15x | 0.18x | 0.2x |
Median Home Value
Median Rent
Median Income
Naperville, IL Costs By Category
Detailed Naperville Services Costs Vs. Illinois
| Item | Naperville | Illinois |
|---|---|---|
| Shampoo | $1.08 | $1.06 |
| Movie | $10.54 | $10.68 |
| Bowling | $15.5 | $14.67 |
| Haircut | $20.12 | $18.62 |
| Beauty Salon | $37.89 | $39.05 |
Detailed Naperville Groceries Costs Vs. Illinois
| Item | Naperville | Illinois |
|---|---|---|
| Ground Beef | $4.97 | $4.22 |
| Fried Chicken | $1.29 | $1.39 |
| Milk | $1.69 | $2.05 |
| Potatoes | $3.81 | $3.29 |
| Pizza | $10.98 | $10.62 |
| Beer | $8.53 | $9.38 |
| Toothpaste | $2.73 | $2.34 |
Detailed Naperville Health Costs Vs. Illinois
| Item | Naperville | Illinois |
|---|---|---|
| Optometrist | $107.11 | $108.57 |
| Doctor | $157.4 | $116.17 |
| Dentist | $103.57 | $99.13 |
Detailed Naperville Transportation Costs Vs. Illinois
| Item | Naperville | Illinois |
|---|---|---|
| Gasoline | $2.4 | $2.22 |
| Tire Balancing | $56.78 | $50.07 |
Detailed Naperville Utilities Costs Vs. Illinois
| Item | Naperville | Illinois |
|---|---|---|
| All Electricity | $130.12 | $167.67 |
| Phone | $191.29 | $175.64 |
Naperville SnackAbility
/10
Cost Of Living In Cities Around Naperville
The cost of living varies in the cities and towns around Naperville. Here's a quick look at the cost of living in the most populous nearby places:
Aurora, IL has a cost of living index of 96, 0.8x Naperville.
Bolingbrook, IL has a cost of living index of 103, 0.8x Naperville.
Wheaton, IL has a cost of living index of 118, 0.9x Naperville.
| City | Population | Cost Of Living | Vs. Naperville |
|---|---|---|---|
| Aurora, IL | 183,447 | 96 | 0.8x |
| Bolingbrook, IL | 73,807 | 103 | 0.8x |
| Wheaton, IL | 53,762 | 118 | 0.9x |
| Downers Grove, IL | 50,209 | 120 | 1.0x |
| Elmhurst, IL | 45,661 | 131 | 1.0x |
| Plainfield, IL | 44,296 | 115 | 0.9x |
| Bartlett, IL | 41,126 | 117 | 0.9x |
| Romeoville, IL | 40,099 | 103 | 0.8x |
| Woodridge, IL | 34,161 | 110 | 0.9x |
| Glen Ellyn, IL | 28,506 | 132 | 1.1x |
