Cost of living in Adams research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Adams is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Massachusetts, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Adams is 100, with 100 being the average.
The cost of living index in Adams is 1.0x lower than the national average.
Adams ranks as the #2 cheapest in Massachusetts out of 113.
Adams ranks as the #3,149 cheapest out of 6,412 in the US.
The median home value in Adams is $153,800.
The median income in Adams is $45,079.
According to the most recent data on the cost of living, Adams has an overall cost of living index of 100, which is 1.0x lower than the national index of 100.
Compared to Massachusetts, Adams has a cost of living index that's 0.7x lower than Massachusetts's index of 143.
The standard of living in Adams ranks as #2 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Adams ranks as the #111 most expensive place in the Bay State.
For more reading on life in Adams, check out:
Six factors go into calculating the cost of living index in Adams. Here is how it fairs on each of the criteria:
The Services index in Adams is 108.
The Groceries index in Adams is 117.
The Health index in Adams is 132.
The Housing index in Adams is 75.
The Transportation index in Adams is 109.
The Utilities index in Adams is 89.
Living Expense | Adams | Massachusetts | National Average | |
---|---|---|---|---|
Overall | 100 | 143 | 100 | |
Services | 108 | 126 | 100 | |
Groceries | 117 | 108 | 100 | |
Health | 132 | 117 | 100 | |
Housing | 75 | 202 | 100 | |
Transportation | 109 | 114 | 100 | |
Utilities | 89 | 123 | 100 |
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:
The Median Home Value in Adams is $153,800.
The Median Rent in Adams is $821.
The Median Income in Adams is $45,079.
The Home Value To Income in Adams is 3.4x.
The Rent To Monthly Income in Adams is 0.22x.
Statistic | Adams | Massachusetts | United States |
---|---|---|---|
Median Home Value | $153,800 | $424,700 | $244,900 |
Median Rent | $821 | $1,429 | $1,163 |
Median Income | $45,079 | $89,026 | $69,021 |
Home Value To Income | 3.4x | 4.8x | 3.5x |
Rent To Monthly Income | 0.22x | 0.19x | 0.2x |
Item | Adams | Massachusetts |
---|---|---|
Shampoo | $1.0 | $1.06 |
Movie | $9.41 | $10.68 |
Bowling | $13.38 | $14.67 |
Haircut | $17.43 | $18.62 |
Beauty Salon | $42.44 | $39.05 |
Item | Adams | Massachusetts |
---|---|---|
Ground Beef | $4.26 | $4.22 |
Fried Chicken | $1.54 | $1.39 |
Milk | $2.49 | $2.05 |
Potatoes | $3.73 | $3.29 |
Pizza | $10.34 | $10.62 |
Beer | $10.7 | $9.38 |
Toothpaste | $2.19 | $2.34 |
Item | Adams | Massachusetts |
---|---|---|
Optometrist | $140.16 | $108.57 |
Doctor | $175.88 | $116.17 |
Dentist | $137.14 | $99.13 |
Item | Adams | Massachusetts |
---|---|---|
Gasoline | $2.28 | $2.22 |
Tire Balancing | $63.56 | $50.07 |
Item | Adams | Massachusetts |
---|---|---|
All Electricity | $135.89 | $167.67 |
Phone | $181.09 | $175.64 |
The cost of living varies in the cities and towns around Adams. Here's a quick look at the cost of living in the most populous nearby places:
Pittsfield, MA has a cost of living index of 104, 1.0x Adams.
Saratoga Springs, NY has a cost of living index of 122, 1.2x Adams.
Niskayuna, NY has a cost of living index of 110, 1.1x Adams.
City | Population | Cost Of Living | Vs. Adams |
---|---|---|---|
Pittsfield, MA | 43,890 | 104 | 1.0x |
Saratoga Springs, NY | 28,110 | 122 | 1.2x |
Niskayuna, NY | 20,369 | 110 | 1.1x |
Cohoes, NY | 17,931 | 101 | 1.0x |
Longmeadow, MA | 15,863 | 130 | 1.3x |
North Adams, MA | 13,024 | 99 | 1.0x |
Greenville, OH | 12,785 | 77 | 0.8x |
Rensselaer, NY | 9,330 | 100 | 1.0x |
Bennington, VT | 8,772 | 100 | 1.0x |
Colonie, NY | 7,792 | 107 | 1.1x |