Northampton, MA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Northampton, MA Summary

Cost of living in Northampton research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Northampton is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Massachusetts, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Northampton is 122, with 100 being the average.

  • The cost of living index in Northampton is 1.2x higher than the national average.

  • Northampton ranks as the #35 cheapest in Massachusetts out of 113.

  • Northampton ranks as the #4,905 cheapest out of 6,412 in the US.

  • The median home value in Northampton is $341,600.

  • The median income in Northampton is $72,687.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
122
Northampton's Overall Cost Of Living
1.2x
Higher Than The National Average

What is the cost of living in Northampton, MA?

According to the most recent data on the cost of living, Northampton has an overall cost of living index of 122, which is 1.2x higher than the national index of 100.

Compared to Massachusetts, Northampton has a cost of living index that's 0.9x lower than Massachusetts's index of 143.

The standard of living in Northampton ranks as #35 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Northampton ranks as the #78 most expensive place in the Bay State.

For more reading on life in Northampton, check out:

35 out of 113
In Massachusetts
4,905 out of 6,412
In America

Northampton Cost Of Living Vs. Massachusetts

Six factors go into calculating the cost of living index in Northampton. Here is how it fairs on each of the criteria:

  • The Services index in Northampton is 109.

  • The Groceries index in Northampton is 119.

  • The Health index in Northampton is 131.

  • The Housing index in Northampton is 149.

  • The Transportation index in Northampton is 109.

  • The Utilities index in Northampton is 90.

Living Expense Northampton Massachusetts National Average
Overall 122 143 100
Services 109 126 100
Groceries 119 108 100
Health 131 117 100
Housing 149 202 100
Transportation 109 114 100
Utilities 90 123 100
For more reading on cost of living around Massachusetts, check out:
Northampton Cost of Living Vs. MA

Northampton, MA Housing Cost Breakdown

Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Northampton is $341,600.

  • The Median Rent in Northampton is $1,254.

  • The Median Income in Northampton is $72,687.

  • The Home Value To Income in Northampton is 4.7x.

  • The Rent To Monthly Income in Northampton is 0.21x.

Statistic Northampton Massachusetts United States
Median Home Value $341,600 $424,700 $244,900
Median Rent $1,254 $1,429 $1,163
Median Income $72,687 $89,026 $69,021
Home Value To Income 4.7x 4.8x 3.5x
Rent To Monthly Income 0.21x 0.19x 0.2x
Search Homes For Sale In Northampton, MA
$341,600
Median Home Value
$1,254
Median Rent
$72,687
Median Income

Northampton, MA Costs By Category

Detailed Northampton Services Costs Vs. Massachusetts

Item Northampton Massachusetts
Shampoo $1.0 $1.06
Movie $9.41 $10.68
Bowling $13.38 $14.67
Haircut $17.43 $18.62
Beauty Salon $42.44 $39.05

Detailed Northampton Groceries Costs Vs. Massachusetts

Item Northampton Massachusetts
Ground Beef $4.26 $4.22
Fried Chicken $1.54 $1.39
Milk $2.49 $2.05
Potatoes $3.73 $3.29
Pizza $10.34 $10.62
Beer $10.7 $9.38
Toothpaste $2.19 $2.34

Detailed Northampton Health Costs Vs. Massachusetts

Item Northampton Massachusetts
Optometrist $140.16 $108.57
Doctor $175.88 $116.17
Dentist $137.14 $99.13

Detailed Northampton Transportation Costs Vs. Massachusetts

Item Northampton Massachusetts
Gasoline $2.28 $2.22
Tire Balancing $63.56 $50.07

Detailed Northampton Utilities Costs Vs. Massachusetts

Item Northampton Massachusetts
All Electricity $135.89 $167.67
Phone $181.09 $175.64

Northampton SnackAbility

8.5
/10
Overall SnackAbility
Jobs
8.5/10
Housing
8.5
Affordability
6
Diversity
8
Safety
6
Amenities
8
Education
9
Commute
8.5

Cost Of Living In Cities Around Northampton

The cost of living varies in the cities and towns around Northampton. Here's a quick look at the cost of living in the most populous nearby places:

  • Springfield, MA has a cost of living index of 106, 0.9x Northampton.

  • Chicopee, MA has a cost of living index of 109, 0.9x Northampton.

  • Westfield, MA has a cost of living index of 112, 0.9x Northampton.

City Population Cost Of Living Vs. Northampton
Springfield, MA 155,770 106 0.9x
Chicopee, MA 55,636 109 0.9x
Westfield, MA 40,922 112 0.9x
Holyoke, MA 38,480 109 0.9x
West Springfield, VA 23,562 147 1.2x

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