Cost of living in Northampton research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Northampton is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Massachusetts, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Northampton is 122, with 100 being the average.
The cost of living index in Northampton is 1.2x higher than the national average.
Northampton ranks as the #35 cheapest in Massachusetts out of 113.
Northampton ranks as the #4,905 cheapest out of 6,412 in the US.
The median home value in Northampton is $341,600.
The median income in Northampton is $72,687.
According to the most recent data on the cost of living, Northampton has an overall cost of living index of 122, which is 1.2x higher than the national index of 100.
Compared to Massachusetts, Northampton has a cost of living index that's 0.9x lower than Massachusetts's index of 143.
The standard of living in Northampton ranks as #35 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Northampton ranks as the #78 most expensive place in the Bay State.
For more reading on life in Northampton, check out:
Six factors go into calculating the cost of living index in Northampton. Here is how it fairs on each of the criteria:
The Services index in Northampton is 109.
The Groceries index in Northampton is 119.
The Health index in Northampton is 131.
The Housing index in Northampton is 149.
The Transportation index in Northampton is 109.
The Utilities index in Northampton is 90.
Living Expense | Northampton | Massachusetts | National Average | |
---|---|---|---|---|
Overall | 122 | 143 | 100 | |
Services | 109 | 126 | 100 | |
Groceries | 119 | 108 | 100 | |
Health | 131 | 117 | 100 | |
Housing | 149 | 202 | 100 | |
Transportation | 109 | 114 | 100 | |
Utilities | 90 | 123 | 100 |
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:
The Median Home Value in Northampton is $341,600.
The Median Rent in Northampton is $1,254.
The Median Income in Northampton is $72,687.
The Home Value To Income in Northampton is 4.7x.
The Rent To Monthly Income in Northampton is 0.21x.
Statistic | Northampton | Massachusetts | United States |
---|---|---|---|
Median Home Value | $341,600 | $424,700 | $244,900 |
Median Rent | $1,254 | $1,429 | $1,163 |
Median Income | $72,687 | $89,026 | $69,021 |
Home Value To Income | 4.7x | 4.8x | 3.5x |
Rent To Monthly Income | 0.21x | 0.19x | 0.2x |
Item | Northampton | Massachusetts |
---|---|---|
Shampoo | $1.0 | $1.06 |
Movie | $9.41 | $10.68 |
Bowling | $13.38 | $14.67 |
Haircut | $17.43 | $18.62 |
Beauty Salon | $42.44 | $39.05 |
Item | Northampton | Massachusetts |
---|---|---|
Ground Beef | $4.26 | $4.22 |
Fried Chicken | $1.54 | $1.39 |
Milk | $2.49 | $2.05 |
Potatoes | $3.73 | $3.29 |
Pizza | $10.34 | $10.62 |
Beer | $10.7 | $9.38 |
Toothpaste | $2.19 | $2.34 |
Item | Northampton | Massachusetts |
---|---|---|
Optometrist | $140.16 | $108.57 |
Doctor | $175.88 | $116.17 |
Dentist | $137.14 | $99.13 |
Item | Northampton | Massachusetts |
---|---|---|
Gasoline | $2.28 | $2.22 |
Tire Balancing | $63.56 | $50.07 |
Item | Northampton | Massachusetts |
---|---|---|
All Electricity | $135.89 | $167.67 |
Phone | $181.09 | $175.64 |
The cost of living varies in the cities and towns around Northampton. Here's a quick look at the cost of living in the most populous nearby places:
Springfield, MA has a cost of living index of 106, 0.9x Northampton.
Chicopee, MA has a cost of living index of 109, 0.9x Northampton.
Westfield, MA has a cost of living index of 112, 0.9x Northampton.
City | Population | Cost Of Living | Vs. Northampton |
---|---|---|---|
Springfield, MA | 155,770 | 106 | 0.9x |
Chicopee, MA | 55,636 | 109 | 0.9x |
Westfield, MA | 40,922 | 112 | 0.9x |
Holyoke, MA | 38,480 | 109 | 0.9x |
West Springfield, VA | 23,562 | 147 | 1.2x |