Westfield, MA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Westfield, MA Summary

Cost of living in Westfield research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Westfield is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Massachusetts, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Westfield is 112, with 100 being the average.

  • The cost of living index in Westfield is 1.1x higher than the national average.

  • Westfield ranks as the #14 cheapest in Massachusetts out of 113.

  • Westfield ranks as the #4,296 cheapest out of 6,412 in the US.

  • The median home value in Westfield is $256,300.

  • The median income in Westfield is $73,692.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
112
Westfield's Overall Cost Of Living
1.1x
Higher Than The National Average

What is the cost of living in Westfield, MA?

According to the most recent data on the cost of living, Westfield has an overall cost of living index of 112, which is 1.1x higher than the national index of 100.

Compared to Massachusetts, Westfield has a cost of living index that's 0.8x lower than Massachusetts's index of 143.

The standard of living in Westfield ranks as #14 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Westfield ranks as the #99 most expensive place in the Bay State.

For more reading on life in Westfield, check out:

14 out of 113
In Massachusetts
4,296 out of 6,412
In America

Westfield Cost Of Living Vs. Massachusetts

Six factors go into calculating the cost of living index in Westfield. Here is how it fairs on each of the criteria:

  • The Services index in Westfield is 119.

  • The Groceries index in Westfield is 106.

  • The Health index in Westfield is 108.

  • The Housing index in Westfield is 111.

  • The Transportation index in Westfield is 110.

  • The Utilities index in Westfield is 125.

Living Expense Westfield Massachusetts National Average
Overall 112 143 100
Services 119 126 100
Groceries 106 108 100
Health 108 117 100
Housing 111 202 100
Transportation 110 114 100
Utilities 125 123 100
For more reading on cost of living around Massachusetts, check out:
Westfield Cost of Living Vs. MA

Westfield, MA Housing Cost Breakdown

Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Westfield is $256,300.

  • The Median Rent in Westfield is $983.

  • The Median Income in Westfield is $73,692.

  • The Home Value To Income in Westfield is 3.5x.

  • The Rent To Monthly Income in Westfield is 0.16x.

Statistic Westfield Massachusetts United States
Median Home Value $256,300 $424,700 $244,900
Median Rent $983 $1,429 $1,163
Median Income $73,692 $89,026 $69,021
Home Value To Income 3.5x 4.8x 3.5x
Rent To Monthly Income 0.16x 0.19x 0.2x
Search Homes For Sale In Westfield, MA
$256,300
Median Home Value
$983
Median Rent
$73,692
Median Income

Westfield, MA Costs By Category

Detailed Westfield Services Costs Vs. Massachusetts

Item Westfield Massachusetts
Shampoo $0.95 $1.06
Movie $12.64 $10.68
Bowling $18.88 $14.67
Haircut $30.29 $18.62
Beauty Salon $49.75 $39.05

Detailed Westfield Groceries Costs Vs. Massachusetts

Item Westfield Massachusetts
Ground Beef $4.34 $4.22
Fried Chicken $1.41 $1.39
Milk $2.39 $2.05
Potatoes $3.92 $3.29
Pizza $9.81 $10.62
Beer $11.01 $9.38
Toothpaste $2.06 $2.34

Detailed Westfield Health Costs Vs. Massachusetts

Item Westfield Massachusetts
Optometrist $154.87 $108.57
Doctor $115.5 $116.17
Dentist $104.4 $99.13

Detailed Westfield Transportation Costs Vs. Massachusetts

Item Westfield Massachusetts
Gasoline $2.31 $2.22
Tire Balancing $58.77 $50.07

Detailed Westfield Utilities Costs Vs. Massachusetts

Item Westfield Massachusetts
All Electricity $240.4 $167.67
Phone $178.6 $175.64

Westfield SnackAbility

7
/10
Overall SnackAbility
Jobs
8/10
Housing
8
Affordability
8
Diversity
7
Safety
8
Amenities
8
Education
8
Commute
8

Cost Of Living In Cities Around Westfield

The cost of living varies in the cities and towns around Westfield. Here's a quick look at the cost of living in the most populous nearby places:

  • Springfield, MA has a cost of living index of 106, 0.9x Westfield.

  • Chicopee, MA has a cost of living index of 109, 1.0x Westfield.

  • Holyoke, MA has a cost of living index of 109, 1.0x Westfield.

City Population Cost Of Living Vs. Westfield
Springfield, MA 155,770 106 0.9x
Chicopee, MA 55,636 109 1.0x
Holyoke, MA 38,480 109 1.0x
West Springfield, VA 23,562 147 1.3x
Longmeadow, MA 15,863 130 1.2x
Windsor Locks, CT 12,559 115 1.0x
Southwood Acres, CT 7,875 115 1.0x
Simsbury Center, CT 6,072 129 1.2x
Hazardville, CT 6,070 111 1.0x
Sherwood Manor, CT 5,710 113 1.0x

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