Cost of living in Westfield research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Westfield is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Massachusetts, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Westfield is 112, with 100 being the average.
The cost of living index in Westfield is 1.1x higher than the national average.
Westfield ranks as the #14 cheapest in Massachusetts out of 113.
Westfield ranks as the #4,296 cheapest out of 6,412 in the US.
The median home value in Westfield is $256,300.
The median income in Westfield is $73,692.
According to the most recent data on the cost of living, Westfield has an overall cost of living index of 112, which is 1.1x higher than the national index of 100.
Compared to Massachusetts, Westfield has a cost of living index that's 0.8x lower than Massachusetts's index of 143.
The standard of living in Westfield ranks as #14 most affordable out of the 113 places we measured in Massachusetts. By definition, that implies Westfield ranks as the #99 most expensive place in the Bay State.
For more reading on life in Westfield, check out:
Six factors go into calculating the cost of living index in Westfield. Here is how it fairs on each of the criteria:
The Services index in Westfield is 119.
The Groceries index in Westfield is 106.
The Health index in Westfield is 108.
The Housing index in Westfield is 111.
The Transportation index in Westfield is 110.
The Utilities index in Westfield is 125.
Living Expense | Westfield | Massachusetts | National Average | |
---|---|---|---|---|
Overall | 112 | 143 | 100 | |
Services | 119 | 126 | 100 | |
Groceries | 106 | 108 | 100 | |
Health | 108 | 117 | 100 | |
Housing | 111 | 202 | 100 | |
Transportation | 110 | 114 | 100 | |
Utilities | 125 | 123 | 100 |
Housing swings affordability the most between places in Massachusetts, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:
The Median Home Value in Westfield is $256,300.
The Median Rent in Westfield is $983.
The Median Income in Westfield is $73,692.
The Home Value To Income in Westfield is 3.5x.
The Rent To Monthly Income in Westfield is 0.16x.
Statistic | Westfield | Massachusetts | United States |
---|---|---|---|
Median Home Value | $256,300 | $424,700 | $244,900 |
Median Rent | $983 | $1,429 | $1,163 |
Median Income | $73,692 | $89,026 | $69,021 |
Home Value To Income | 3.5x | 4.8x | 3.5x |
Rent To Monthly Income | 0.16x | 0.19x | 0.2x |
Item | Westfield | Massachusetts |
---|---|---|
Shampoo | $0.95 | $1.06 |
Movie | $12.64 | $10.68 |
Bowling | $18.88 | $14.67 |
Haircut | $30.29 | $18.62 |
Beauty Salon | $49.75 | $39.05 |
Item | Westfield | Massachusetts |
---|---|---|
Ground Beef | $4.34 | $4.22 |
Fried Chicken | $1.41 | $1.39 |
Milk | $2.39 | $2.05 |
Potatoes | $3.92 | $3.29 |
Pizza | $9.81 | $10.62 |
Beer | $11.01 | $9.38 |
Toothpaste | $2.06 | $2.34 |
Item | Westfield | Massachusetts |
---|---|---|
Optometrist | $154.87 | $108.57 |
Doctor | $115.5 | $116.17 |
Dentist | $104.4 | $99.13 |
Item | Westfield | Massachusetts |
---|---|---|
Gasoline | $2.31 | $2.22 |
Tire Balancing | $58.77 | $50.07 |
Item | Westfield | Massachusetts |
---|---|---|
All Electricity | $240.4 | $167.67 |
Phone | $178.6 | $175.64 |
The cost of living varies in the cities and towns around Westfield. Here's a quick look at the cost of living in the most populous nearby places:
Springfield, MA has a cost of living index of 106, 0.9x Westfield.
Chicopee, MA has a cost of living index of 109, 1.0x Westfield.
Holyoke, MA has a cost of living index of 109, 1.0x Westfield.
City | Population | Cost Of Living | Vs. Westfield |
---|---|---|---|
Springfield, MA | 155,770 | 106 | 0.9x |
Chicopee, MA | 55,636 | 109 | 1.0x |
Holyoke, MA | 38,480 | 109 | 1.0x |
West Springfield, VA | 23,562 | 147 | 1.3x |
Longmeadow, MA | 15,863 | 130 | 1.2x |
Windsor Locks, CT | 12,559 | 115 | 1.0x |
Southwood Acres, CT | 7,875 | 115 | 1.0x |
Simsbury Center, CT | 6,072 | 129 | 1.2x |
Hazardville, CT | 6,070 | 111 | 1.0x |
Sherwood Manor, CT | 5,710 | 113 | 1.0x |