Cape St. Claire, MD Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Cape St. Claire, MD Summary

Cost of living in Cape St. Claire research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Cape St. Claire is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Maryland, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Cape St. Claire is 136, with 100 being the average.

  • The cost of living index in Cape St. Claire is 1.4x higher than the national average.

  • Cape St. Claire ranks as the #141 cheapest in Maryland out of 194.

  • Cape St. Claire ranks as the #5,256 cheapest out of 6,489 in the US.

  • The median home value in Cape St. Claire is $511,498.

  • The median income in Cape St. Claire is $136,064.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
136
Cape St. Claire's Overall Cost Of Living
1.4x
Higher Than The National Average

What is the cost of living in Cape St. Claire, MD?

According to the most recent data on the cost of living, Cape St. Claire has an overall cost of living index of 136, which is 1.4x higher than the national index of 100.

Compared to Maryland, Cape St. Claire has a cost of living index that's 1.1x higher than Maryland's index of 121.

The standard of living in Cape St. Claire ranks as #141 most affordable out of the 194 places we measured in Maryland. By definition, that implies Cape St. Claire ranks as the #53 most expensive place in the Old Line State.

For more reading on life in Cape St. Claire, check out:

141 out of 194
In Maryland
5,256 out of 6,489
In America

Cape St. Claire Cost Of Living Vs. Maryland

Six factors go into calculating the cost of living index in Cape St. Claire. Here is how it fairs on each of the criteria:

  • The Services index in Cape St. Claire is 103.

  • The Groceries index in Cape St. Claire is 106.

  • The Health index in Cape St. Claire is 96.

  • The Housing index in Cape St. Claire is 202.

  • The Transportation index in Cape St. Claire is 101.

  • The Utilities index in Cape St. Claire is 113.

Living Expense Cape St. Claire Maryland National Average
Overall 136 121 100
Services 103 105 100
Groceries 106 107 100
Health 96 96 100
Housing 202 150 100
Transportation 101 99 100
Utilities 113 113 100
For more reading on cost of living around Maryland, check out:
Cape St. Claire Cost of Living Vs. MD

Cape St. Claire, MD Housing Cost Breakdown

Housing swings affordability the most between places in Maryland, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Cape St. Claire is $511,498.

  • The Median Rent in Cape St. Claire is $1,868.

  • The Median Income in Cape St. Claire is $136,064.

  • The Home Value To Income in Cape St. Claire is 3.8x.

  • The Rent To Monthly Income in Cape St. Claire is 0.16x.

Statistic Cape St. Claire Maryland United States
Median Home Value $511,498 $427,628 $303,400
Median Rent $1,868 $1,662 $1,348
Median Income $136,064 $101,652 $78,538
Home Value To Income 3.8x 4.2x 3.9x
Rent To Monthly Income 0.16x 0.2x 0.21x
$511,498
Median Home Value
$1,868
Median Rent
$136,064
Median Income

Cape St. Claire, MD Costs By Category

Detailed Cape St. Claire Services Costs Vs. Maryland

Item Cape St. Claire Maryland
Shampoo $1.44 $1.28
Movie $13.69 $12.13
Bowling $23.03 $18
Haircut $28.33 $24.26
Beauty Salon $58.17 $45.56

Detailed Cape St. Claire Groceries Costs Vs. Maryland

Item Cape St. Claire Maryland
Ground Beef $6.23 $5.84
Fried Chicken $1.39 $1.57
Milk $4.73 $4.67
Potatoes $5.46 $4.93
Pizza $13.24 $12.09
Beer $10.36 $10.41
Toothpaste $3.69 $3.7

Detailed Cape St. Claire Health Costs Vs. Maryland

Item Cape St. Claire Maryland
Optometrist $114.22 $125.68
Doctor $133.22 $135.78
Dentist $117.22 $113.29

Detailed Cape St. Claire Transportation Costs Vs. Maryland

Item Cape St. Claire Maryland
Gasoline $3.46 $3.46
Tire Balancing $62.66 $59.92

Detailed Cape St. Claire Utilities Costs Vs. Maryland

Item Cape St. Claire Maryland
All Electricity $223.91 $193.99
Phone $199.62 $192.25

Cape St. Claire SnackAbility

6
/10
Overall SnackAbility
Jobs
8/10
Housing
9
Affordability
7
Diversity
6
Safety
N/A
Amenities
9
Education
9
Commute
4

Cost Of Living In Cities Around Cape St. Claire

The cost of living varies in the cities and towns around Cape St. Claire. Here's a quick look at the cost of living in the most populous nearby places:

  • Bowie, MD has a cost of living index of 134, 1.0x Cape St. Claire.

  • Annapolis, MD has a cost of living index of 136, 1.0x Cape St. Claire.

  • Severna Park, MD has a cost of living index of 152, 1.1x Cape St. Claire.

City Population Cost Of Living Vs. Cape St. Claire
Bowie, MD 57,771 134 1.0x
Annapolis, MD 40,744 136 1.0x
Severna Park, MD 39,499 152 1.1x
Pasadena, MD 32,717 128 0.9x
Crofton, MD 29,878 143 1.1x
Elkridge, MD 26,183 131 1.0x
Arnold, MD 23,866 142 1.0x
Lake Shore, MD 18,263 136 1.0x
Parole, MD 17,910 144 1.1x
Riviera Beach, MD 12,608 121 0.9x

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