Utica, MI Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Utica, MI Summary

Cost of living in Utica research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Utica is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Michigan, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Utica is 95, with 100 being the average.

  • The cost of living index in Utica is 0.9x lower than the national average.

  • Utica ranks as the #124 cheapest in Michigan out of 175.

  • Utica ranks as the #2,449 cheapest out of 6,412 in the US.

  • The median home value in Utica is $173,600.

  • The median income in Utica is $49,918.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
95
Utica's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Utica, MI?

According to the most recent data on the cost of living, Utica has an overall cost of living index of 95, which is 0.9x lower than the national index of 100.

Compared to Michigan, Utica has a cost of living index that's 1.0x higher than Michigan's index of 92.

The standard of living in Utica ranks as #124 most affordable out of the 175 places we measured in Michigan. By definition, that implies Utica ranks as the #51 most expensive place in the Wolverine State.

For more reading on life in Utica, check out:

124 out of 175
In Michigan
2,449 out of 6,412
In America

Utica Cost Of Living Vs. Michigan

Six factors go into calculating the cost of living index in Utica. Here is how it fairs on each of the criteria:

  • The Services index in Utica is 110.

  • The Groceries index in Utica is 101.

  • The Health index in Utica is 97.

  • The Housing index in Utica is 71.

  • The Transportation index in Utica is 106.

  • The Utilities index in Utica is 97.

Living Expense Utica Michigan National Average
Overall 95 92 100
Services 110 96 100
Groceries 101 96 100
Health 97 94 100
Housing 71 80 100
Transportation 106 97 100
Utilities 97 100 100
For more reading on cost of living around Michigan, check out:
Utica Cost of Living Vs. MI

Utica, MI Housing Cost Breakdown

Housing swings affordability the most between places in Michigan, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Utica is $173,600.

  • The Median Rent in Utica is $849.

  • The Median Income in Utica is $49,918.

  • The Home Value To Income in Utica is 3.5x.

  • The Rent To Monthly Income in Utica is 0.2x.

Statistic Utica Michigan United States
Median Home Value $173,600 $172,100 $244,900
Median Rent $849 $946 $1,163
Median Income $49,918 $63,202 $69,021
Home Value To Income 3.5x 2.7x 3.5x
Rent To Monthly Income 0.2x 0.18x 0.2x
Search Homes For Sale In Utica, MI
$173,600
Median Home Value
$849
Median Rent
$49,918
Median Income

Utica, MI Costs By Category

Detailed Utica Services Costs Vs. Michigan

Item Utica Michigan
Shampoo $0.94 $1.06
Movie $11.26 $10.68
Bowling $19.8 $14.67
Haircut $18.95 $18.62
Beauty Salon $54.27 $39.05

Detailed Utica Groceries Costs Vs. Michigan

Item Utica Michigan
Ground Beef $4.55 $4.22
Fried Chicken $1.13 $1.39
Milk $1.44 $2.05
Potatoes $4.18 $3.29
Pizza $10.82 $10.62
Beer $8.42 $9.38
Toothpaste $2.43 $2.34

Detailed Utica Health Costs Vs. Michigan

Item Utica Michigan
Optometrist $81.52 $108.57
Doctor $104.59 $116.17
Dentist $99.57 $99.13

Detailed Utica Transportation Costs Vs. Michigan

Item Utica Michigan
Gasoline $2.25 $2.22
Tire Balancing $58.95 $50.07

Detailed Utica Utilities Costs Vs. Michigan

Item Utica Michigan
All Electricity $159.51 $167.67
Phone $178.81 $175.64

Utica SnackAbility

5
/10
Overall SnackAbility
Jobs
6/10
Housing
7
Affordability
6
Diversity
7
Safety
6
Amenities
8.5
Education
8
Commute
5

Cost Of Living In Cities Around Utica

The cost of living varies in the cities and towns around Utica. Here's a quick look at the cost of living in the most populous nearby places:

  • Warren, MI has a cost of living index of 90, 0.9x Utica.

  • Sterling Heights, MI has a cost of living index of 97, 1.0x Utica.

  • Troy, MI has a cost of living index of 113, 1.2x Utica.

City Population Cost Of Living Vs. Utica
Warren, MI 138,996 90 0.9x
Sterling Heights, MI 134,062 97 1.0x
Troy, MI 86,912 113 1.2x
Rochester Hills, MI 75,990 111 1.2x
Royal Oak, MI 58,368 101 1.1x
Roseville, MI 47,692 90 0.9x
Madison Heights, MI 28,719 88 0.9x
Birmingham, MI 21,728 134 1.4x
Mount Clemens, MI 15,735 89 0.9x
Berkley, MI 15,234 102 1.1x

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