St. Stephens, NC Cost Of Living

Demographics | Cost Of Living
Updated: 2023-11-15

Cost Of Living In St. Stephens, NC Summary

Cost of living in St. Stephens research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means St. Stephens is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in North Carolina, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in St. Stephens is 88, with 100 being the average.

  • The cost of living index in St. Stephens is 0.9x lower than the national average.

  • St. Stephens ranks as the #24 cheapest in North Carolina out of 153.

  • St. Stephens ranks as the #1,278 cheapest out of 6,412 in the US.

  • The median home value in St. Stephens is $141,100.

  • The median income in St. Stephens is $54,375.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
88
St. Stephens's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in St. Stephens, NC?

According to the most recent data on the cost of living, St. Stephens has an overall cost of living index of 88, which is 0.9x lower than the national index of 100.

Compared to North Carolina, St. Stephens has a cost of living index that's 0.9x lower than North Carolina's index of 95.

The standard of living in St. Stephens ranks as #24 most affordable out of the 153 places we measured in North Carolina. By definition, that implies St. Stephens ranks as the #129 most expensive place in the Tar Heel State.

For more reading on life in St. Stephens, check out:

24 out of 153
In North Carolina
1,278 out of 6,412
In America

St. Stephens Cost Of Living Vs. North Carolina

Six factors go into calculating the cost of living index in St. Stephens. Here is how it fairs on each of the criteria:

  • The Services index in St. Stephens is 99.

  • The Groceries index in St. Stephens is 101.

  • The Health index in St. Stephens is 108.

  • The Housing index in St. Stephens is 66.

  • The Transportation index in St. Stephens is 90.

  • The Utilities index in St. Stephens is 95.

Living Expense St. Stephens North Carolina National Average
Overall 88 95 100
Services 99 97 100
Groceries 101 98 100
Health 108 108 100
Housing 66 91 100
Transportation 90 92 100
Utilities 95 95 100
For more reading on cost of living around North Carolina, check out:
St. Stephens Cost of Living Vs. NC

St. Stephens, NC Housing Cost Breakdown

Housing swings affordability the most between places in North Carolina, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in St. Stephens is $141,100.

  • The Median Rent in St. Stephens is $818.

  • The Median Income in St. Stephens is $54,375.

  • The Home Value To Income in St. Stephens is 2.6x.

  • The Rent To Monthly Income in St. Stephens is 0.18x.

Statistic St. Stephens North Carolina United States
Median Home Value $141,100 $197,500 $244,900
Median Rent $818 $988 $1,163
Median Income $54,375 $60,516 $69,021
Home Value To Income 2.6x 3.3x 3.5x
Rent To Monthly Income 0.18x 0.2x 0.2x
Search Homes For Sale In St. Stephens, NC
$141,100
Median Home Value
$818
Median Rent
$54,375
Median Income

St. Stephens, NC Costs By Category

Detailed St. Stephens Services Costs Vs. North Carolina

Item St. Stephens North Carolina
Shampoo $1.74 $1.06
Movie $8.75 $10.68
Bowling $10.0 $14.67
Haircut $15.8 $18.62
Beauty Salon $32.0 $39.05

Detailed St. Stephens Groceries Costs Vs. North Carolina

Item St. Stephens North Carolina
Ground Beef $4.04 $4.22
Fried Chicken $1.18 $1.39
Milk $1.6 $2.05
Potatoes $3.25 $3.29
Pizza $10.24 $10.62
Beer $10.25 $9.38
Toothpaste $2.8 $2.34

Detailed St. Stephens Health Costs Vs. North Carolina

Item St. Stephens North Carolina
Optometrist $107.22 $108.57
Doctor $108.33 $116.17
Dentist $116.5 $99.13

Detailed St. Stephens Transportation Costs Vs. North Carolina

Item St. Stephens North Carolina
Gasoline $2.12 $2.22
Tire Balancing $42.02 $50.07

Detailed St. Stephens Utilities Costs Vs. North Carolina

Item St. Stephens North Carolina
All Electricity $165.99 $167.67
Phone $169.63 $175.64

St. Stephens SnackAbility

6
/10
Overall SnackAbility
Jobs
6/10
Housing
6
Affordability
8.5
Diversity
8.5
Safety
N/A
Amenities
8
Education
6
Commute
8

Cost Of Living In Cities Around St. Stephens

The cost of living varies in the cities and towns around St. Stephens. Here's a quick look at the cost of living in the most populous nearby places:

  • Hickory, NC has a cost of living index of 97, 1.1x St. Stephens.

  • Lenoir, NC has a cost of living index of 87, 1.0x St. Stephens.

  • Newton, NC has a cost of living index of 92, 1.0x St. Stephens.

City Population Cost Of Living Vs. St. Stephens
Hickory, NC 42,831 97 1.1x
Lenoir, NC 18,205 87 1.0x
Newton, NC 13,081 92 1.0x
Lake Norman of Catawba, NC 8,441 112 1.3x
Conover, NC 8,393 91 1.0x
Sawmills, NC 5,053 90 1.0x

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