Cost of living in Upper Saddle River research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Upper Saddle River is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in New Jersey, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Upper Saddle River is 203, with 100 being the average.
The cost of living index in Upper Saddle River is 2.0x higher than the national average.
Upper Saddle River ranks as the #247 cheapest in New Jersey out of 251.
Upper Saddle River ranks as the #6,317 cheapest out of 6,412 in the US.
The median home value in Upper Saddle River is $930,400.
The median income in Upper Saddle River is $220,068.
According to the most recent data on the cost of living, Upper Saddle River has an overall cost of living index of 203, which is 2.0x higher than the national index of 100.
Compared to New Jersey, Upper Saddle River has a cost of living index that's 1.8x higher than New Jersey's index of 111.
The standard of living in Upper Saddle River ranks as #247 most affordable out of the 251 places we measured in New Jersey. By definition, that implies Upper Saddle River ranks as the #4 most expensive place in the Garden State.
For more reading on life in Upper Saddle River, check out:
Six factors go into calculating the cost of living index in Upper Saddle River. Here is how it fairs on each of the criteria:
The Services index in Upper Saddle River is 112.
The Groceries index in Upper Saddle River is 106.
The Health index in Upper Saddle River is 98.
The Housing index in Upper Saddle River is 420.
The Transportation index in Upper Saddle River is 108.
The Utilities index in Upper Saddle River is 105.
Living Expense | Upper Saddle River | New Jersey | National Average | |
---|---|---|---|---|
Overall | 203 | 111 | 100 | |
Services | 112 | 104 | 100 | |
Groceries | 106 | 104 | 100 | |
Health | 98 | 95 | 100 | |
Housing | 420 | 130 | 100 | |
Transportation | 108 | 106 | 100 | |
Utilities | 105 | 108 | 100 |
Housing swings affordability the most between places in New Jersey, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:
The Median Home Value in Upper Saddle River is $930,400.
The Median Rent in Upper Saddle River is $3,501.
The Median Income in Upper Saddle River is $220,068.
The Home Value To Income in Upper Saddle River is 4.2x.
The Rent To Monthly Income in Upper Saddle River is 0.19x.
Statistic | Upper Saddle River | New Jersey | United States |
---|---|---|---|
Median Home Value | $930,400 | $355,700 | $244,900 |
Median Rent | $3,501 | $1,436 | $1,163 |
Median Income | $220,068 | $89,703 | $69,021 |
Home Value To Income | 4.2x | 4.0x | 3.5x |
Rent To Monthly Income | 0.19x | 0.19x | 0.2x |
Item | Upper Saddle River | New Jersey |
---|---|---|
Shampoo | $1.0 | $1.06 |
Movie | $12.49 | $10.68 |
Bowling | $18.0 | $14.67 |
Haircut | $20.93 | $18.62 |
Beauty Salon | $36.53 | $39.05 |
Item | Upper Saddle River | New Jersey |
---|---|---|
Ground Beef | $4.09 | $4.22 |
Fried Chicken | $1.79 | $1.39 |
Milk | $2.44 | $2.05 |
Potatoes | $3.25 | $3.29 |
Pizza | $11.36 | $10.62 |
Beer | $9.32 | $9.38 |
Toothpaste | $2.22 | $2.34 |
Item | Upper Saddle River | New Jersey |
---|---|---|
Optometrist | $106.0 | $108.57 |
Doctor | $91.0 | $116.17 |
Dentist | $102.33 | $99.13 |
Item | Upper Saddle River | New Jersey |
---|---|---|
Gasoline | $2.37 | $2.22 |
Tire Balancing | $54.12 | $50.07 |
Item | Upper Saddle River | New Jersey |
---|---|---|
All Electricity | $178.53 | $167.67 |
Phone | $179.87 | $175.64 |
The cost of living varies in the cities and towns around Upper Saddle River. Here's a quick look at the cost of living in the most populous nearby places:
Monsey, NY has a cost of living index of 155, 0.8x Upper Saddle River.
Eastchester, NY has a cost of living index of 163, 0.8x Upper Saddle River.
Scarsdale, NY has a cost of living index of 265, 1.3x Upper Saddle River.
City | Population | Cost Of Living | Vs. Upper Saddle River |
---|---|---|---|
Monsey, NY | 27,359 | 155 | 0.8x |
Eastchester, NY | 20,636 | 163 | 0.8x |
Scarsdale, NY | 18,063 | 265 | 1.3x |
Ramsey, NJ | 14,801 | 154 | 0.8x |
Chestnut Ridge, NY | 10,211 | 140 | 0.7x |
Waldwick, NJ | 10,086 | 143 | 0.7x |
Airmont, NY | 9,964 | 141 | 0.7x |
Park Ridge, NJ | 8,987 | 165 | 0.8x |
Montvale, NJ | 8,413 | 174 | 0.9x |
Briarcliff Manor, NY | 7,587 | 175 | 0.9x |