Bay Shore, NY Cost Of Living

Demographics | Cost Of Living
Updated: 2025-10-24

Cost Of Living In Bay Shore, NY Summary

Cost of living in Bay Shore research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Bay Shore is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Bay Shore is 134, with 100 being the average.

  • The cost of living index in Bay Shore is 1.3x higher than the national average.

  • Bay Shore ranks as the #162 cheapest in New York out of 341.

  • Bay Shore ranks as the #5,171 cheapest out of 6,489 in the US.

  • The median home value in Bay Shore is $635,624.

  • The median income in Bay Shore is $101,695.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
134
Bay Shore's Overall Cost Of Living
1.3x
Higher Than The National Average

What is the cost of living in Bay Shore, NY?

According to the most recent data on the cost of living, Bay Shore has an overall cost of living index of 134, which is 1.3x higher than the national index of 100.

Compared to New York, Bay Shore has a cost of living index that's 1.1x higher than New York's index of 119.

The standard of living in Bay Shore ranks as #162 most affordable out of the 341 places we measured in New York. By definition, that implies Bay Shore ranks as the #179 most expensive place in the Empire State.

For more reading on life in Bay Shore, check out:

162 out of 341
In New York
5,171 out of 6,489
In America

Bay Shore Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Bay Shore. Here is how it fairs on each of the criteria:

  • The Services index in Bay Shore is 113.

  • The Groceries index in Bay Shore is 107.

  • The Health index in Bay Shore is 110.

  • The Housing index in Bay Shore is 191.

  • The Transportation index in Bay Shore is 101.

  • The Utilities index in Bay Shore is 132.

Living Expense Bay Shore New York National Average
Overall 134 119 100
Services 113 110 100
Groceries 107 103 100
Health 110 101 100
Housing 191 145 100
Transportation 101 105 100
Utilities 132 99 100
For more reading on cost of living around New York, check out:
Bay Shore Cost of Living Vs. NY

Bay Shore, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2019-2023. The key points are:

  • The Median Home Value in Bay Shore is $635,624.

  • The Median Rent in Bay Shore is $1,907.

  • The Median Income in Bay Shore is $101,695.

  • The Home Value To Income in Bay Shore is 6.3x.

  • The Rent To Monthly Income in Bay Shore is 0.23x.

Statistic Bay Shore New York United States
Median Home Value $635,624 $508,764 $303,400
Median Rent $1,907 $1,576 $1,348
Median Income $101,695 $84,578 $78,538
Home Value To Income 6.3x 6.0x 3.9x
Rent To Monthly Income 0.23x 0.22x 0.21x
$635,624
Median Home Value
$1,907
Median Rent
$101,695
Median Income

Bay Shore, NY Costs By Category

Detailed Bay Shore Services Costs Vs. New York

Item Bay Shore New York
Shampoo $1.5 $1.28
Movie $13.76 $12.13
Bowling $19.63 $18
Haircut $32.33 $24.26
Beauty Salon $48.56 $45.56

Detailed Bay Shore Groceries Costs Vs. New York

Item Bay Shore New York
Ground Beef $6.34 $5.84
Fried Chicken $1.61 $1.57
Milk $4.73 $4.67
Potatoes $5.03 $4.93
Pizza $10.07 $12.09
Beer $10.62 $10.41
Toothpaste $3.66 $3.7

Detailed Bay Shore Health Costs Vs. New York

Item Bay Shore New York
Optometrist $140.1 $125.68
Doctor $143.23 $135.78
Dentist $123.0 $113.29

Detailed Bay Shore Transportation Costs Vs. New York

Item Bay Shore New York
Gasoline $3.33 $3.46
Tire Balancing $57.68 $59.92

Detailed Bay Shore Utilities Costs Vs. New York

Item Bay Shore New York
All Electricity $281.67 $193.99
Phone $185.16 $192.25

Bay Shore SnackAbility

7
/10
Overall SnackAbility
Jobs
8/10
Housing
9
Affordability
5
Diversity
10
Safety
N/A
Amenities
9.5
Education
7
Commute
4

Cost Of Living In Cities Around Bay Shore

The cost of living varies in the cities and towns around Bay Shore. Here's a quick look at the cost of living in the most populous nearby places:

  • Levittown, NY has a cost of living index of 145, 1.1x Bay Shore.

  • West Islip, NY has a cost of living index of 151, 1.1x Bay Shore.

  • Plainview, NY has a cost of living index of 167, 1.2x Bay Shore.

City Population Cost Of Living Vs. Bay Shore
Levittown, NY 51,557 145 1.1x
West Islip, NY 26,559 151 1.1x
Plainview, NY 26,251 167 1.2x
Massapequa, NY 21,822 166 1.2x
Merrick, NY 21,816 167 1.2x
North Bellmore, NY 20,776 159 1.2x
North Bay Shore, NY 20,501 130 1.0x
Syosset, NY 18,274 182 1.4x
North Babylon, NY 18,208 141 1.1x
Islip, NY 17,224 138 1.0x

Articles About New York

Enjoy The Snack?