Oswego, NY Cost Of Living

Demographics | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Oswego, NY Summary

Cost of living in Oswego research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Oswego is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Oswego is 89, with 100 being the average.

  • The cost of living index in Oswego is 0.9x lower than the national average.

  • Oswego ranks as the #29 cheapest in New York out of 340.

  • Oswego ranks as the #1,460 cheapest out of 6,412 in the US.

  • The median home value in Oswego is $93,200.

  • The median income in Oswego is $47,847.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
89
Oswego's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Oswego, NY?

According to the most recent data on the cost of living, Oswego has an overall cost of living index of 89, which is 0.9x lower than the national index of 100.

Compared to New York, Oswego has a cost of living index that's 0.7x lower than New York's index of 126.

The standard of living in Oswego ranks as #29 most affordable out of the 340 places we measured in New York. By definition, that implies Oswego ranks as the #311 most expensive place in the Empire State.

For more reading on life in Oswego, check out:

29 out of 340
In New York
1,460 out of 6,412
In America

Oswego Cost Of Living Vs. New York

Six factors go into calculating the cost of living index in Oswego. Here is how it fairs on each of the criteria:

  • The Services index in Oswego is 104.

  • The Groceries index in Oswego is 103.

  • The Health index in Oswego is 100.

  • The Housing index in Oswego is 56.

  • The Transportation index in Oswego is 94.

  • The Utilities index in Oswego is 101.

Living Expense Oswego New York National Average
Overall 89 126 100
Services 104 110 100
Groceries 103 104 100
Health 100 105 100
Housing 56 175 100
Transportation 94 107 100
Utilities 101 102 100
For more reading on cost of living around New York, check out:
Oswego Cost of Living Vs. NY

Oswego, NY Housing Cost Breakdown

Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Oswego is $93,200.

  • The Median Rent in Oswego is $925.

  • The Median Income in Oswego is $47,847.

  • The Home Value To Income in Oswego is 1.9x.

  • The Rent To Monthly Income in Oswego is 0.23x.

Statistic Oswego New York United States
Median Home Value $93,200 $340,600 $244,900
Median Rent $925 $1,390 $1,163
Median Income $47,847 $75,157 $69,021
Home Value To Income 1.9x 4.5x 3.5x
Rent To Monthly Income 0.23x 0.22x 0.2x
Search Homes For Sale In Oswego, NY
$93,200
Median Home Value
$925
Median Rent
$47,847
Median Income

Oswego, NY Costs By Category

Detailed Oswego Services Costs Vs. New York

Item Oswego New York
Shampoo $0.94 $1.06
Movie $11.78 $10.68
Bowling $14.88 $14.67
Haircut $17.74 $18.62
Beauty Salon $35.79 $39.05

Detailed Oswego Groceries Costs Vs. New York

Item Oswego New York
Ground Beef $4.21 $4.22
Fried Chicken $2.08 $1.39
Milk $1.92 $2.05
Potatoes $3.89 $3.29
Pizza $11.07 $10.62
Beer $9.85 $9.38
Toothpaste $1.64 $2.34

Detailed Oswego Health Costs Vs. New York

Item Oswego New York
Optometrist $111.19 $108.57
Doctor $101.1 $116.17
Dentist $100.77 $99.13

Detailed Oswego Transportation Costs Vs. New York

Item Oswego New York
Gasoline $2.69 $2.22
Tire Balancing $42.25 $50.07

Detailed Oswego Utilities Costs Vs. New York

Item Oswego New York
All Electricity $166.7 $167.67
Phone $185.38 $175.64

Oswego SnackAbility

5
/10
Overall SnackAbility
Jobs
4/10
Housing
6
Affordability
8
Diversity
5
Safety
N/A
Amenities
8.5
Education
8
Commute
9

Cost Of Living In Cities Around Oswego

The cost of living varies in the cities and towns around Oswego. Here's a quick look at the cost of living in the most populous nearby places:

  • Fulton, NY has a cost of living index of 88, 1.0x Oswego.

  • Fairmount, NY has a cost of living index of 93, 1.0x Oswego.

  • North Syracuse, NY has a cost of living index of 92, 1.0x Oswego.

City Population Cost Of Living Vs. Oswego
Fulton, NY 11,461 88 1.0x
Fairmount, NY 10,292 93 1.0x
North Syracuse, NY 6,796 92 1.0x
Seneca Falls, NY 6,700 89 1.0x
Solvay, NY 6,661 90 1.0x
Webster, NY 5,717 96 1.1x

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