Utica, NY Cost Of Living
Cost Of Living In Utica, NY Summary
Cost of living in Utica research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Utica is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in New York, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Utica is 86, with 100 being the average.
The cost of living index in Utica is 0.9x lower than the national average.
Utica ranks as the #15 cheapest in New York out of 340.
Utica ranks as the #938 cheapest out of 6,412 in the US.
The median home value in Utica is $106,000.
The median income in Utica is $43,509.
Table Of Contents
Utica's Overall Cost Of Living
Lower Than The National Average
What is the cost of living in Utica, NY?
According to the most recent data on the cost of living, Utica has an overall cost of living index of 86, which is 0.9x lower than the national index of 100.
Compared to New York, Utica has a cost of living index that's 0.7x lower than New York's index of 126.
The standard of living in Utica ranks as #15 most affordable out of the 340 places we measured in New York. By definition, that implies Utica ranks as the #325 most expensive place in the Empire State.
For more reading on life in Utica, check out:
- Living In Utica
- Utica Crime Report
- Search Homes For Sale In Utica, NY
In New York
In America
Utica Cost Of Living Vs. New York
Six factors go into calculating the cost of living index in Utica. Here is how it fairs on each of the criteria:
The Services index in Utica is 108.
The Groceries index in Utica is 99.
The Health index in Utica is 104.
The Housing index in Utica is 56.
The Transportation index in Utica is 88.
The Utilities index in Utica is 101.
| Living Expense | Utica | New York | National Average | |
|---|---|---|---|---|
| Overall | 86 | 126 | 100 | |
| Services | 108 | 110 | 100 | |
| Groceries | 99 | 104 | 100 | |
| Health | 104 | 105 | 100 | |
| Housing | 56 | 175 | 100 | |
| Transportation | 88 | 107 | 100 | |
| Utilities | 101 | 102 | 100 | |
Utica, NY Housing Cost Breakdown
Housing swings affordability the most between places in New York, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:
The Median Home Value in Utica is $106,000.
The Median Rent in Utica is $775.
The Median Income in Utica is $43,509.
The Home Value To Income in Utica is 2.4x.
The Rent To Monthly Income in Utica is 0.21x.
| Statistic | Utica | New York | United States |
|---|---|---|---|
| Median Home Value | $106,000 | $340,600 | $244,900 |
| Median Rent | $775 | $1,390 | $1,163 |
| Median Income | $43,509 | $75,157 | $69,021 |
| Home Value To Income | 2.4x | 4.5x | 3.5x |
| Rent To Monthly Income | 0.21x | 0.22x | 0.2x |
Median Home Value
Median Rent
Median Income
Utica, NY Costs By Category
Detailed Utica Services Costs Vs. New York
Detailed Utica Groceries Costs Vs. New York
Detailed Utica Health Costs Vs. New York
Detailed Utica Transportation Costs Vs. New York
Detailed Utica Utilities Costs Vs. New York
Utica SnackAbility
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Cost Of Living In Cities Around Utica
The cost of living varies in the cities and towns around Utica. Here's a quick look at the cost of living in the most populous nearby places:
Rome, NY has a cost of living index of 88, 1.0x Utica.
Ilion, NY has a cost of living index of 84, 1.0x Utica.
Herkimer, NY has a cost of living index of 89, 1.0x Utica.
