Shippensburg, PA Cost Of Living

Demographics | Crime | Cost Of Living
Updated: 2023-11-15

Cost Of Living In Shippensburg, PA Summary

Cost of living in Shippensburg research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Shippensburg is expensive. An index value below 100 means the city is a relatively cheap place to live.

On a city-by-city basis in Pennsylvania, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:

  • The cost of living index in Shippensburg is 94, with 100 being the average.

  • The cost of living index in Shippensburg is 0.9x lower than the national average.

  • Shippensburg ranks as the #86 cheapest in Pennsylvania out of 247.

  • Shippensburg ranks as the #2,290 cheapest out of 6,412 in the US.

  • The median home value in Shippensburg is $134,300.

  • The median income in Shippensburg is $45,219.

Table Of Contents

  1. Summary
  2. National Comparison
  3. Housing Breakdown
  4. Detailed Pricing
  5. Nearby Comparisons
94
Shippensburg's Overall Cost Of Living
0.9x
Lower Than The National Average

What is the cost of living in Shippensburg, PA?

According to the most recent data on the cost of living, Shippensburg has an overall cost of living index of 94, which is 0.9x lower than the national index of 100.

Compared to Pennsylvania, Shippensburg has a cost of living index that's 1.0x lower than Pennsylvania's index of 97.

The standard of living in Shippensburg ranks as #86 most affordable out of the 247 places we measured in Pennsylvania. By definition, that implies Shippensburg ranks as the #161 most expensive place in the Keystone State.

For more reading on life in Shippensburg, check out:

86 out of 247
In Pennsylvania
2,290 out of 6,412
In America

Shippensburg Cost Of Living Vs. Pennsylvania

Six factors go into calculating the cost of living index in Shippensburg. Here is how it fairs on each of the criteria:

  • The Services index in Shippensburg is 102.

  • The Groceries index in Shippensburg is 95.

  • The Health index in Shippensburg is 103.

  • The Housing index in Shippensburg is 83.

  • The Transportation index in Shippensburg is 96.

  • The Utilities index in Shippensburg is 98.

Living Expense Shippensburg Pennsylvania National Average
Overall 94 97 100
Services 102 99 100
Groceries 95 101 100
Health 103 97 100
Housing 83 85 100
Transportation 96 105 100
Utilities 98 106 100
For more reading on cost of living around Pennsylvania, check out:
Shippensburg Cost of Living Vs. PA

Shippensburg, PA Housing Cost Breakdown

Housing swings affordability the most between places in Pennsylvania, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:

  • The Median Home Value in Shippensburg is $134,300.

  • The Median Rent in Shippensburg is $799.

  • The Median Income in Shippensburg is $45,219.

  • The Home Value To Income in Shippensburg is 3.0x.

  • The Rent To Monthly Income in Shippensburg is 0.21x.

Statistic Shippensburg Pennsylvania United States
Median Home Value $134,300 $197,300 $244,900
Median Rent $799 $1,013 $1,163
Median Income $45,219 $67,587 $69,021
Home Value To Income 3.0x 2.9x 3.5x
Rent To Monthly Income 0.21x 0.18x 0.2x
Search Homes For Sale In Shippensburg, PA
$134,300
Median Home Value
$799
Median Rent
$45,219
Median Income

Shippensburg, PA Costs By Category

Detailed Shippensburg Services Costs Vs. Pennsylvania

Item Shippensburg Pennsylvania
Shampoo $1.49 $1.06
Movie $10.46 $10.68
Bowling $16.33 $14.67
Haircut $10.53 $18.62
Beauty Salon $31.08 $39.05

Detailed Shippensburg Groceries Costs Vs. Pennsylvania

Item Shippensburg Pennsylvania
Ground Beef $4.13 $4.22
Fried Chicken $1.22 $1.39
Milk $2.23 $2.05
Potatoes $3.01 $3.29
Pizza $11.5 $10.62
Beer $10.99 $9.38
Toothpaste $3.41 $2.34

Detailed Shippensburg Health Costs Vs. Pennsylvania

Item Shippensburg Pennsylvania
Optometrist $111.67 $108.57
Doctor $108.27 $116.17
Dentist $108.44 $99.13

Detailed Shippensburg Transportation Costs Vs. Pennsylvania

Item Shippensburg Pennsylvania
Gasoline $2.28 $2.22
Tire Balancing $37.25 $50.07

Detailed Shippensburg Utilities Costs Vs. Pennsylvania

Item Shippensburg Pennsylvania
All Electricity $171.46 $167.67
Phone $177.97 $175.64

Shippensburg SnackAbility

8
/10
Overall SnackAbility
Jobs
6/10
Housing
6
Affordability
6
Diversity
7
Safety
10
Amenities
8.5
Education
8
Commute
8

Cost Of Living In Cities Around Shippensburg

The cost of living varies in the cities and towns around Shippensburg. Here's a quick look at the cost of living in the most populous nearby places:

  • Chambersburg, PA has a cost of living index of 96, 1.0x Shippensburg.

  • Progress, PA has a cost of living index of 99, 1.1x Shippensburg.

  • East York, PA has a cost of living index of 100, 1.1x Shippensburg.

City Population Cost Of Living Vs. Shippensburg
Chambersburg, PA 22,141 96 1.0x
Progress, PA 11,286 99 1.1x
East York, PA 8,670 100 1.1x
Camp Hill, PA 8,115 106 1.1x
Middletown, PA 7,495 93 1.0x
New Cumberland, PA 7,481 98 1.0x
Lower Allen, PA 7,019 102 1.1x
Linglestown, PA 6,380 102 1.1x
Schlusser, PA 5,772 101 1.1x

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