Ferndale, WA Cost Of Living
Cost Of Living In Ferndale, WA Summary
Cost of living in Ferndale research summary. The cost of living index is set to 100 for the average place in the United States. A cost of living index above 100 means Ferndale is expensive. An index value below 100 means the city is a relatively cheap place to live.
On a city-by-city basis in Washington, home prices and rent have the biggest impact on the cost of living. Here are the key takeaways based on Saturday Night Science:
The cost of living index in Ferndale is 119, with 100 being the average.
The cost of living index in Ferndale is 1.2x higher than the national average.
Ferndale ranks as the #83 cheapest in Washington out of 192.
Ferndale ranks as the #4,736 cheapest out of 6,412 in the US.
The median home value in Ferndale is $366,200.
The median income in Ferndale is $77,746.
Table Of Contents
Ferndale's Overall Cost Of Living
Higher Than The National Average
What is the cost of living in Ferndale, WA?
According to the most recent data on the cost of living, Ferndale has an overall cost of living index of 119, which is 1.2x higher than the national index of 100.
Compared to Washington, Ferndale has a cost of living index that's 1.0x higher than Washington's index of 115.
The standard of living in Ferndale ranks as #83 most affordable out of the 192 places we measured in Washington. By definition, that implies Ferndale ranks as the #109 most expensive place in the Evergreen State.
For more reading on life in Ferndale, check out:
- Living In Ferndale
- Ferndale Crime Report
- Search Homes For Sale In Ferndale, WA
In Washington
In America
Ferndale Cost Of Living Vs. Washington
Six factors go into calculating the cost of living index in Ferndale. Here is how it fairs on each of the criteria:
The Services index in Ferndale is 124.
The Groceries index in Ferndale is 112.
The Health index in Ferndale is 117.
The Housing index in Ferndale is 126.
The Transportation index in Ferndale is 126.
The Utilities index in Ferndale is 86.
| Living Expense | Ferndale | Washington | National Average | |
|---|---|---|---|---|
| Overall | 119 | 115 | 100 | |
| Services | 124 | 112 | 100 | |
| Groceries | 112 | 109 | 100 | |
| Health | 117 | 119 | 100 | |
| Housing | 126 | 129 | 100 | |
| Transportation | 126 | 116 | 100 | |
| Utilities | 86 | 90 | 100 | |
Ferndale, WA Housing Cost Breakdown
Housing swings affordability the most between places in Washington, so we broke down housing costs into more detail. Home and income data comes from the most recent US Census ACS 2017-2021. The key points are:
The Median Home Value in Ferndale is $366,200.
The Median Rent in Ferndale is $1,174.
The Median Income in Ferndale is $77,746.
The Home Value To Income in Ferndale is 4.7x.
The Rent To Monthly Income in Ferndale is 0.18x.
| Statistic | Ferndale | Washington | United States |
|---|---|---|---|
| Median Home Value | $366,200 | $397,600 | $244,900 |
| Median Rent | $1,174 | $1,439 | $1,163 |
| Median Income | $77,746 | $82,400 | $69,021 |
| Home Value To Income | 4.7x | 4.8x | 3.5x |
| Rent To Monthly Income | 0.18x | 0.21x | 0.2x |
Median Home Value
Median Rent
Median Income
Ferndale, WA Costs By Category
Detailed Ferndale Services Costs Vs. Washington
| Item | Ferndale | Washington |
|---|---|---|
| Shampoo | $1.27 | $1.06 |
| Movie | $12.86 | $10.68 |
| Bowling | $19.1 | $14.67 |
| Haircut | $23.41 | $18.62 |
| Beauty Salon | $39.23 | $39.05 |
Detailed Ferndale Groceries Costs Vs. Washington
| Item | Ferndale | Washington |
|---|---|---|
| Ground Beef | $4.99 | $4.22 |
| Fried Chicken | $1.92 | $1.39 |
| Milk | $2.24 | $2.05 |
| Potatoes | $3.69 | $3.29 |
| Pizza | $12.99 | $10.62 |
| Beer | $9.85 | $9.38 |
| Toothpaste | $3.06 | $2.34 |
Detailed Ferndale Health Costs Vs. Washington
| Item | Ferndale | Washington |
|---|---|---|
| Optometrist | $166.78 | $108.57 |
| Doctor | $144.56 | $116.17 |
| Dentist | $113.38 | $99.13 |
Detailed Ferndale Transportation Costs Vs. Washington
| Item | Ferndale | Washington |
|---|---|---|
| Gasoline | $2.94 | $2.22 |
| Tire Balancing | $57.1 | $50.07 |
Detailed Ferndale Utilities Costs Vs. Washington
| Item | Ferndale | Washington |
|---|---|---|
| All Electricity | $120.45 | $167.67 |
| Phone | $192.71 | $175.64 |
Ferndale SnackAbility
/10
Cost Of Living In Cities Around Ferndale
The cost of living varies in the cities and towns around Ferndale. Here's a quick look at the cost of living in the most populous nearby places:
Bellingham, WA has a cost of living index of 123, 1.0x Ferndale.
Mount Vernon, WA has a cost of living index of 111, 0.9x Ferndale.
Oak Harbor, WA has a cost of living index of 116, 1.0x Ferndale.
| City | Population | Cost Of Living | Vs. Ferndale |
|---|---|---|---|
| Bellingham, WA | 90,545 | 123 | 1.0x |
| Mount Vernon, WA | 34,824 | 111 | 0.9x |
| Oak Harbor, WA | 24,267 | 116 | 1.0x |
| Anacortes, WA | 17,437 | 128 | 1.1x |
| Lynden, WA | 15,410 | 121 | 1.0x |
| Sedro-Woolley, WA | 12,266 | 111 | 0.9x |
| Birch Bay, WA | 10,062 | 119 | 1.0x |
| Burlington, WA | 9,220 | 110 | 0.9x |
| Stanwood, WA | 7,776 | 117 | 1.0x |
| Sudden Valley, WA | 7,251 | 126 | 1.1x |
